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About us

Our Client Value Proposition

We strive to instil confidence in our ability to look after your financial affairs, with a high level of comfort and understanding based on our commitment to educate and enlighten.

This confidence originates from our comprehensive research and resources, experience and ongoing training, our ability and skill at identifying the most tax effective and appropriate tax and investment opportunities and strategies, both at your current stage of life, and into the future.

Working with you, we tailor and implement your personalised plan to assist in accumulating and protecting your wealth. As an integral component of our "Lifetime View", we monitor, administer and keep you informed on your investments and taxation affairs on an ongoing basis.

Our ultimate goal is to provide our clients with financial peace of mind.

We choose to be small, thus enabling you to talk to someone who knows your situation and is able to answer any of your questions.

We listen. We advise. We are here for you.

Great things come from doing small things in a great way

A team that has grown from humble beginnings...

The original firm, J & J Kirby, was established in 1981 by John and Joy Kirby preparing tax returns from home. Over the years we have grown into a highly respected, successful, accounting and financial services practice in Mount Gambier. Our team includes professional accountants, licensed investment advisers and valuable support staff. We specialise in providing taxation and investment solutions to a diverse range of individuals, small business and investor clients.

In 2017, our firm celebrated 30 years providing tax and accounting services, and 20 years providing financial services.


Changing of the Guard

Ownership of Kirby Financial Solutions changed on 1 October 2017, with the business being purchased by Mr Andrew Clements and family.  Andrew had been a senior Accountant with Galpins for many years and is a member of the CPAs.

As of 27th November 2018, John Kirby has ceased working as an Authorised Representative of Count Financial Limited (AFSL #227232). This began the final phase of John's transition into retirement - which was completed by end of 2019.


Andrew Clements - CPA, BComm (Accounting),  Grad Dip of Financial Planning

Andrew comes from a local logging contracting family in Mount Gambier. He attended North Gambier Primary School, Mt Gambier High School and then Deakin University. After gaining a Bachelor of Commerce from Deakin University, he returned to Mt Gambier to work in the family business for 12 years.

Andrew then went to work for Peter Young Accountants in 2000, later transferring to Galpins when they took over that firm in 2004. He has since been employed in a senior role until taking up this opportunity to acquire the business of Kirby Financial Solutions.

Andrew attained the Graduate Diploma of Financial Planning and achieved RG146 (ASIC) Compliance for Financial Advisers in October 2018. Andrew also became an Authorised Representative of Count Financial in October 2018.

Andrew is a Member of CPA Australia and a Registered Tax Agent

Andrew and his wife Jo have been married for over 20 years and they have 2 children, Lachlan and Piper, plus 2 dogs, 3 cats, and 4 chickens to keep them busy. His interests include karate, golf, camping, 8-ball & North Melbourne footy club.

Valerie Murrell - Assoc. CPA, BBus (Accounting /Commercial Law), Grad Cert (Taxation)

Valerie is an experienced qualified accountant, and has been with our firm since 1999. She specialises in the accounting side of our firm, preparing annual financial statements and regular Business Activity Statements for many clients. Clients with accounting, bookkeeping, GST, and computer queries regularly consult her.

She is a card-carrying member of the Collingwood Football Club, a voracious reader and enjoys spending time with her grandchildren and great-grandchildren.


Annie Harris AFP® - B.App.Sci (Env. Man), Grad Dip of Computing, Dip of Management, Grad Dip of Financial Planning, Certificate IV in Financial Services (Finance/Mortgage Broking), Financial Planning Association of Australia (FPA)

Having joined the firm in 2005, Annie is our key person for financial services. As the Firm's second Authorised Representative of Count, Annie oversees all aspects of the Financial Planning side of our business. Home Loans and Equipment Finance also come under Annie's wing.

She is also extremely valuable in administering our website and tackling other software issues.

Annie is the mother of:

  • a primary school-aged daughter who likes to climb on everything, trampolining, gymnastics and bubbles;
  • a primary school-aged son who loves Lego, trucks, playing AFL footy, the Melbourne Football Club and who has a blue belt in karate;
  • a Kelpador (Kelpie-Labrador cross) dog who refuses to learn not to sleep on her bed;
  • two guinea pigs that her daughter who promised to look after.

Annie is wife to a military-buff husband who is either lost hiking or in a video game.

Annie is also the Treasurer of the Australian Breastfeeding Association, Lower Limestone Coast (Mount Gambier) branch.

When she gets an uninterrupted minute to herself, she is looking forward to reading more than 2 pages in a book and a long, hot, preferably uninterrupted, bath.  And she has learnt how to play Minecraft and has stopped falling into lava pits... most of the time. 

She really enjoyed the Melbourne Football Club's Premiership win in 2021 and is hoping they can back it up in 2022 (and 2023 and 2024....)

Lauren Milich - CPA, BComm (Accounting / Management)

Lauren joined our firm in 2011, and with her strong background in auditing and administration, attends to our Self Managed Super Fund Administration Service.

Lauren can also prepare quarterly Business Activity Statements, and attend to your accounting requirements. Since 2015, she has been assisting with our Tax Preparation Service as a Tax Agent.

Lauren enjoys reading, fine food and going to the movies.






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